My Cash: Mortgages, Remortgages, Loans & Finance » real estate investors http://www.mycashinfo.com Get help with your cash, mortgages loans and advice if you've been refused credit Sat, 15 Oct 2011 12:07:03 +0000 en hourly 1 Get help with your cash, mortgages loans and advice if you've been refused credit No No Real Estate Investing During Poor Economic Times http://www.mycashinfo.com/2009/12/11/real-estate-investing-during-poor-economic-times/ http://www.mycashinfo.com/2009/12/11/real-estate-investing-during-poor-economic-times/#comments Fri, 11 Dec 2009 11:29:40 +0000 Doc Schmyz http://www.mycashinfo.com/2009/12/11/real-estate-investing-during-poor-economic-times/ OK let's establish a few ground rules for this article first.

1) The market has had slumps before…and money was still made.

2) Not every deal will fall into a cookie cutter format keep your eyes open.

3) Not every tactic or idea works in EVERY state/province. Check local laws pertaining to real estate transactions.

The above being said let's move on.

So home values have fallen in your market, this doesn't mean that you, as a real estate investor/professional, are out of luck. It only means you need to add new d tools to your real estate investing tool box. (Be warned I use "tool box" a lot.)

Marketing/locating property

Besides real estate agents and brokers (still the best way to find good investments in my opinion) there is a huge amount or resources at your fingertip with the Internet.

You can join website communities for investors, follow blogs, get in on group discussion etc. You can even start your own website for investors and network. All of these things can lead to new and interesting deals.

Several of my investments have come to me via a web community of some sort. I also have gotten countless tips from other investors on investments and financing issues. Do not over look the value of belonging to an "investor community website."

I honestly feel that in the upcoming years the majority of investing will shift to being web related. Not just in finding investment projects but in doing the research for them as well as the funding process and the majority of the marketing/exit strategy as well.

"New" financing

Right now we are hearing everyday about how the current market and credit crunch is making getting loans harder for everyone. This is currently a fact. No way around it. The loan process has changed. So what options are left?? The answer is several.

Lease options. Assumable loans. Seller financing. Just to name a few.

The above mentioned may well become the big trends in the next couple of years. I am waiting to see how the lenders change the loan guidelines in the next few months to "re introduce" the assumable loan. We are already seeing a HUGE trend in short sales. ( 10 years ago short sales were a lot harder to find, now it seems like every other distressed listing is a short sale in some cities.)

Do not let the current market conditions scare you in to sitting this investment period out. To the contrary use it to inspire you. Take the time to do the research on finance options look into building a LLC perhaps. Find out about buying real estate with your IRA. Etc, etc.

Read investment the strategies of the big names in investing. Use the time to educate yourself and above all be creative.

Don't let panic drive you off with everyone else.

Doc Schmyz has worked with investors all over the US and Canada. He built a free website shares Real estate investing informationfor all over the US. Find real estate information by state

]]> http://www.mycashinfo.com/2009/12/11/real-estate-investing-during-poor-economic-times/feed/ 0 Where To Look For Foreclosures http://www.mycashinfo.com/2009/12/09/where-to-look-for-foreclosures/ http://www.mycashinfo.com/2009/12/09/where-to-look-for-foreclosures/#comments Wed, 09 Dec 2009 10:44:32 +0000 Doc Schmyz http://www.mycashinfo.com/2009/12/09/where-to-look-for-foreclosures/ In a down real estate market, finding foreclosed homes is easy, but to make your search easier, here is the list of the places where you can find foreclosures.

Auctions

Auction companies hold a inventory of properties, sometimes selling as much as 100 homes or more in just a single day. The bidding is relatively quick and houses can be sold in a matter of seconds, prices of real estate can go over the board but you can find really good properties in their inventory.

Some Large Bank Websites

Major banks maintain a good list of foreclosed properties. Visit bank web sites and check out the foreclosed properties listing.

Online foreclosure companies

A few companies online that specialize in selling foreclosed homes.The good thing about signing up on web-based foreclosure companies is that once you are in, you can get a wide selection of foreclosure properties available nationwide.

Buyers agents/Real Estate Agents

These agents are either maintaining personal web sites or are under real estate companies that sell foreclosed properties. You can search them online or browse through yellow page listings. Major cities have real estate offices where you can inquire into possibility of acquiring foreclosures.

Real Estate Signs

You don't need to look anywhere else because you can find foreclosure signs around your neighborhood.These signs contain address and contact information of the agents you can visit or call. The best thing about considering homes with real estate signs is that you can actually check the condition of the house on-site. And with one phone call, you can arrange with the agent the date when you want to see the interior of the house.

Government Agencies

VA forclosed homes, Fannie Mae foreclosure homes, Housing Urban Development, Small Business Association, Department of the Treasury and other government agencies have a list of real estate properties for sale. Usually, when buying a house from these agencies, you are required to acquire the services of a real estate broker or personally submit an offer. Go to any of the government agencies web sites for more information.

Doc Schmyz has invested all over the US. His website shares Real estate investing information for all over the US. Find real estate information by state

]]> http://www.mycashinfo.com/2009/12/09/where-to-look-for-foreclosures/feed/ 0 Forex Traders: Now You Can Get Millions In Financing with ZERO Credit Check http://www.mycashinfo.com/2009/10/31/forex-traders-now-you-can-get-millions-in-financing-with-zero-credit-check/ http://www.mycashinfo.com/2009/10/31/forex-traders-now-you-can-get-millions-in-financing-with-zero-credit-check/#comments Sat, 31 Oct 2009 05:49:47 +0000 James Scott http://www.mycashinfo.com/2009/10/31/forex-traders-now-you-can-get-millions-in-financing-with-zero-credit-check/ If you are involved in the real estate investment industry there is no doubt that a majority of investors are currently lacking one thing, cash. Banks have a surplus of foreclosed real estate , hedge funds are shriveling up and dying in record numbers, rehab lenders are now making it more difficult to borrow than ever so if you make a living off of investing in real estate or rehabbing and flipping houses where can you get the cash to continue doing what you love?

The answer comes in two little words "Offering Memorandum". The Offering Memorandum (also referred to as PPM or Private Placement Memorandum) originated out of Regulation D which was rooted in the Securities Act of 1933. The government wanted to create a way for companies to raise capital quickly and easily but still stay within SEC guidelines, so they made three exemptions to the rigorous Reg. D statutes.

These powerful exemptions are Rule 504, rule 505 and rule 506. This is where it gets good! Real estate investors in the know have been capitalizing off of the streamlined capabilities of Regulation D Rule 506 for years. Under this exemption, via Private Placement Memorandum, a real estate investor can sell equity shares in his start-up or established company and use that capital to invest in real estate.

Unlike rule 504 and rule 505, rule 506 has no limit to the amount of equity or debt capital an entrepreneur can raise. Say adios to banks and endless red tape.

If you are an investor and you're not taking advantage of this unbelievably powerful tool, wake up and get on the bandwagon. Raising capital doesn't get any easier than this. Find a consultant and tell him you want to invest in real estate with your Private Placement Memorandum and put your investment career on turbo cruise control.

Want to find out more about Private Placement Memorandums, then Call 267-233-0183 or visit Princeton Corporate Solutions's site on how to choose the best Offering Memorandum for your needs.

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